curl --request PUT \
  --url https://sandbox.getmipay.com/api/virtual-cards/users/{userReference} \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "first_name": "Doe",
  "last_name": "John",
  "email": "john@gmail.com",
  "country_code": "+237",
  "contact": "697028808",
  "dob": "1985-05-15T18:36:57+00:00",
  "billing_address": "Logbessou",
  "billing_city": "Douala",
  "billing_country": "CM",
  "billing_state": "Littoral",
  "billing_postal_code": "1234",
  "id_number": "125464",
  "is_business": false,
  "business_name": null
}
'

import requests

url = "https://sandbox.getmipay.com/api/virtual-cards/users/{userReference}"

payload = {
    "first_name": "Doe",
    "last_name": "John",
    "email": "john@gmail.com",
    "country_code": "+237",
    "contact": "697028808",
    "dob": "1985-05-15T18:36:57+00:00",
    "billing_address": "Logbessou",
    "billing_city": "Douala",
    "billing_country": "CM",
    "billing_state": "Littoral",
    "billing_postal_code": "1234",
    "id_number": "125464",
    "is_business": False,
    "business_name": None
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.put(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'PUT',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    first_name: 'Doe',
    last_name: 'John',
    email: 'john@gmail.com',
    country_code: '+237',
    contact: '697028808',
    dob: '1985-05-15T18:36:57+00:00',
    billing_address: 'Logbessou',
    billing_city: 'Douala',
    billing_country: 'CM',
    billing_state: 'Littoral',
    billing_postal_code: '1234',
    id_number: '125464',
    is_business: false,
    business_name: null
  })
};

fetch('https://sandbox.getmipay.com/api/virtual-cards/users/{userReference}', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://sandbox.getmipay.com/api/virtual-cards/users/{userReference}",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "PUT",
  CURLOPT_POSTFIELDS => json_encode([
    'first_name' => 'Doe',
    'last_name' => 'John',
    'email' => 'john@gmail.com',
    'country_code' => '+237',
    'contact' => '697028808',
    'dob' => '1985-05-15T18:36:57+00:00',
    'billing_address' => 'Logbessou',
    'billing_city' => 'Douala',
    'billing_country' => 'CM',
    'billing_state' => 'Littoral',
    'billing_postal_code' => '1234',
    'id_number' => '125464',
    'is_business' => false,
    'business_name' => null
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://sandbox.getmipay.com/api/virtual-cards/users/{userReference}"

	payload := strings.NewReader("{\n  \"first_name\": \"Doe\",\n  \"last_name\": \"John\",\n  \"email\": \"john@gmail.com\",\n  \"country_code\": \"+237\",\n  \"contact\": \"697028808\",\n  \"dob\": \"1985-05-15T18:36:57+00:00\",\n  \"billing_address\": \"Logbessou\",\n  \"billing_city\": \"Douala\",\n  \"billing_country\": \"CM\",\n  \"billing_state\": \"Littoral\",\n  \"billing_postal_code\": \"1234\",\n  \"id_number\": \"125464\",\n  \"is_business\": false,\n  \"business_name\": null\n}")

	req, _ := http.NewRequest("PUT", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.put("https://sandbox.getmipay.com/api/virtual-cards/users/{userReference}")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"first_name\": \"Doe\",\n  \"last_name\": \"John\",\n  \"email\": \"john@gmail.com\",\n  \"country_code\": \"+237\",\n  \"contact\": \"697028808\",\n  \"dob\": \"1985-05-15T18:36:57+00:00\",\n  \"billing_address\": \"Logbessou\",\n  \"billing_city\": \"Douala\",\n  \"billing_country\": \"CM\",\n  \"billing_state\": \"Littoral\",\n  \"billing_postal_code\": \"1234\",\n  \"id_number\": \"125464\",\n  \"is_business\": false,\n  \"business_name\": null\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://sandbox.getmipay.com/api/virtual-cards/users/{userReference}")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Put.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"first_name\": \"Doe\",\n  \"last_name\": \"John\",\n  \"email\": \"john@gmail.com\",\n  \"country_code\": \"+237\",\n  \"contact\": \"697028808\",\n  \"dob\": \"1985-05-15T18:36:57+00:00\",\n  \"billing_address\": \"Logbessou\",\n  \"billing_city\": \"Douala\",\n  \"billing_country\": \"CM\",\n  \"billing_state\": \"Littoral\",\n  \"billing_postal_code\": \"1234\",\n  \"id_number\": \"125464\",\n  \"is_business\": false,\n  \"business_name\": null\n}"

response = http.request(request)
puts response.read_body

{
  "success": true,
  "message": "Virtual card user created successfully",
  "data": {
    "id": 12,
    "merchant_id": 3,
    "reference": "SP6A9F21D0VC",
    "first_name": "Alex",
    "last_name": "Moris",
    "email": "alex.moris@example.com",
    "contact": "690112233",
    "dob": "1994-03-21T00:00:00.000000Z",
    "country_code": "237",
    "billing_name": "Alex Moris",
    "is_business": false,
    "business_name": null,
    "billing_address": "Carrefour Bastos",
    "billing_city": "Yaoundé",
    "billing_country": "CM",
    "billing_state": "Centre",
    "billing_postal_code": "00123",
    "id_number": "CNI004829191",
    "status": "active",
    "created_at": "2025-10-02T12:45:30.000000Z",
    "updated_at": "2025-10-02T12:45:30.000000Z"
  }
}

{
  "success": false,
  "message": "Invalid KEY",
  "error_code": "INVALID_PUBLIC_KEY"
}

{
  "success": false,
  "message": "Invalid KEY",
  "error_code": "INVALID_PUBLIC_KEY"
}