curl --request GET \
  --url https://getmipay.com/api/v1/virtual-cards/action/card/user \
  --header 'X-API-KEY: <api-key>'

{
  "success": true,
  "data": {
    "users": [
      {
        "success": true,
        "message": "Virtual card user created successfully",
        "data": {
          "id": 12,
          "merchant_id": 3,
          "reference": "SP6A9F21D0VC",
          "first_name": "Alex",
          "last_name": "Moris",
          "email": "alex.moris@example.com",
          "contact": "690112233",
          "dob": "1994-03-21T00:00:00.000000Z",
          "country_code": "237",
          "billing_name": "Alex Moris",
          "is_business": false,
          "business_name": null,
          "billing_address": "Carrefour Bastos",
          "billing_city": "Yaoundé",
          "billing_country": "CM",
          "billing_state": "Centre",
          "billing_postal_code": "00123",
          "id_number": "CNI004829191",
          "status": "active",
          "created_at": "2025-10-02T12:45:30.000000Z",
          "updated_at": "2025-10-02T12:45:30.000000Z"
        }
      }
    ],
    "total_count": 5
  }
}