curl --request POST \
  --url https://getmipay.com/api/v1/virtual-cards/action/card/{userId} \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "balance": 10,
  "currency": "USD",
  "card_type": "VISA",
  "category": "PERSONAL",
  "grade": "BASIC"
}
'

{
  "success": true,
  "data": {
    "card_id": "CARD_123456",
    "user_id": "SP6VC",
    "card_number": "4111111111111111",
    "expiry_date": "12/2026",
    "cvv": "123",
    "balance": 10,
    "currency": "USD",
    "card_type": "VISA",
    "status": "active",
    "created_at": "2023-11-07T05:31:56Z"
  }
}